Chinese man taking a loan

A Chinese man walks into a bank in New York City andasks for the loan officer. He tells the loan officer that he is going to China on business for two weeksand needs to borrow $5,000. The bank officer tells himthat the bank will need some form of security for theloan, so the Chinese man hands over the keys to a new Ferrari parked on the street infront of the bank. He produces the title andeverything checks out.

The loan officer agrees to accept the car ascollateral for the loan. The bank's president and its officers all enjoy a good laugh at the Chinese forusing a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives theFerrari into the bank's underground garage and parksit there.

Two weeks later, the Chinese returns, repays the$5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have hadyour business, and this transaction has worked outvery nicely, but we are a little puzzled. While youwere away, we checked you out and found that you are amulti-millionaire. What puzzles us is, why would youbother to borrow $5,000?" The Chinese replies: "Whereelse in New York City can I park my car for two weeksfor only $15.41 and expect it to be there when Ireturn?"

Ah you see, the mind of the Chinese...